At Johns Law Group, PLLC, we understand the vital role your homeowners insurance policy plays in safeguarding your most valuable asset—your home. Living in Florida exposes homeowners to various risks, including hurricanes, floods, and other natural disasters. As a policyholder, you diligently pay your premiums with the expectation that your insurance will cover you when the unforeseen occurs.
Regrettably, navigating an insurance claim is rarely straightforward. Too often, homeowners find themselves wrestling with unreasonable demands, delayed payments, or outright denial of legitimate claims. That’s where we come in. A Florida homeowners insurance lawyer is committed to upholding your rights. If your insurance company is acting unreasonably, contact Johns Law Group, PLLC, today to schedule an initial consultation.
Common Types of Homeowners Insurance Claims in Florida
Our clients often seek our help after experiencing insurance disputes arising from a range of property claims, including:
- Storm and hurricane damage;
- Other wind and hail damage;
- Exterior, window, or roof damage;
- Non-weather-related water damage;
- Fire and smoke damage;
- Lightning damage;
- Theft and vandalism;
- Structural and foundation issues; and
- Dog bites and other injuries on the property.
Your homeowners insurance policy is not just a piece of paper; it’s a contract that outlines your protection in these types of claims. When your insurance provider denies or undervalues your claim, our home insurance lawyers will fight on your behalf.
Insurance Companies Aren’t Always on Your Side
While it might be comforting to think your insurance provider is a safety net, the truth is less comforting. Insurance companies likely care more about their profit margins than paying your claim. Some companies use tactics designed to reduce payouts. They rely on an imbalance of power and resources to confuse individual policyholders.
Hiring a homeowners insurance attorney in Florida helps to level the playing field. Whether through settlement negotiations or courtroom litigation, we strive to hold insurance companies accountable for the terms of their own policies.
What Can You Do If the Insurance Company Denies Your Claim?
A claim denial doesn’t mean your claim is over. With the help of our experienced home insurance claim lawyers, we will reassess your case. We’ll also gather supporting evidence to advocate for a fair settlement or judgment. If your insurance company unfairly denies or delays your claim, we might be able to pursue a bad faith lawsuit on your behalf.
Why Choose Johns Law Group, PLLC?
You have numerous options when it comes to hiring a Florida homeowners insurance lawyer. Some of what sets us apart from other firms include:
- Our lawyers are licensed in multiple states;
- We’ve collectively represented insurance companies for decades, giving us important insight into how they work; and
- We’ve represented hundreds of homeowners after devastating natural disasters and other events.
Please contact our office to schedule a free, no-obligation consultation. We offer flexible fee agreements for bad faith claims and accept some on a contingency fee basis. That means you won’t be responsible for any legal fees until we recover compensation on your behalf.
Why Do Insurance Companies Refuse to Pay Homeowners’ Claims?
Insurance companies are for-profit companies. They receive millions or more every year in premiums. The assumption is that your company will have the funds to pay a claim should you file one. However, insurance companies want to maintain their profits from premiums rather than pay out claims whenever possible.
When you file a claim, the insurance adjuster combs through your policy’s fine print, looking for loopholes. They hope to find a coverage exclusion that will allow them to deny your claim outright. Otherwise, you might find the adjuster delays or undervalues your claim. This behavior could cross over and be considered bad faith. Our Florida home insurance claims lawyers can help you seek justice when an insurance company engages in unfair practices.
Contact a Florida Homeowners Insurance Lawyer at Johns Law Group, PLLC
When you need assistance getting your insurance company to honor the coverage you pay for, contact a homeowners insurance claims attorney at Johns Law Group, PLLC. We are committed to helping you protect your rights and deal with unreasonable claims adjusters.
Attorney Jeremiah Jones has years of experience dealing with Florida insurance companies. He knows what’s necessary in these disputes. As a former insurance defense attorney, Jeremiah is well-versed in the unfair tactics some insurance companies use. You shouldn’t be stuck paying for something covered under your insurance. Contact our office today to schedule a consultation and learn how we can help.