If your home insurance adjuster’s settlement offer seems too low, you are not alone. Insurance companies frequently make initial offers that underestimate the true cost of repairs or replacement, hoping policyholders will accept a quick payout. The good news is that you do not have to accept a low homeowners insurance settlement. In many cases, you can dispute the...
✅ Direct Answer Yes—a divorce decree requiring life insurance is generally enforceable. If a policyholder violates the decree (for example, by changing the beneficiary or failing to maintain coverage), courts may still award the proceeds to the intended beneficiary. However, the outcome depends on factors such as policy type, state law, and whether federal law like Employee Retirement Income...
Employer-provided life insurance is a common workplace benefit. But employees are often surprised to learn that this coverage can end if the employer cancels the group plan or if employment ends. When an employer terminates a group life insurance policy, the coverage usually ends either immediately or at the end of the policy period. In most cases, employees have...
If your insurance company acted in bad faith, you may have a limited time to file a lawsuit. In Florida, the statute of limitations for most bad-faith insurance claims is five years — but determining when that period starts, and how recent law changes affect your claim, requires careful analysis. This guide explains: How Long Do You Have to...
If you have been on a cruise ship or commercial vessel, you likely walked on the ship’s gangway. A gangway is like any other part of a ship – it can cause an accident if it is not properly maintained, designed, or constructed. What makes a gangway particularly dangerous is the fact that it rises and falls with the...
The Jones Act is a cornerstone of U.S. admiralty law, providing a number of crucial protections for maritime workers. That said, navigating the intricacies of the Jones Act is no easy task. Fortunately, you don’t have to do so on your own. If you are a maritime worker who has sustained injuries while on the job, speak with the...
Being injured at sea can be physically, emotionally, and financially devastating. Medical bills add up, time off work takes its toll, and the pain and suffering complicate matters further. Seafarers deserve compensation for all of these difficulties. It is often difficult for people who work at sea to find help when their employer is not adequately compensating for injuries...
When faced with property damage in Florida, it’s crucial to understand the legal deadlines. Otherwise, you risk missing out on valuable compensation for repairs or replacement. The Florida statute of limitations for property damage typically stands at four years. Note this can vary based on the specific cause of action. Whether your claim stems from a natural disaster, construction...
With its extensive coastlines and beautiful waterways, Florida is a haven for boating enthusiasts. However, the high volume of boat traffic on these waters means accidents are bound to happen. It’s crucial to understand Florida’s boating accident laws and your rights in the event of an accident. Florida’s boating laws outline responsibilities, liabilities, and subsequent actions. Whether you’re seeking information...
Miami, Florida (October 18, 2023) — A boat crash at Black Point Marina prompted an emergency last Wednesday afternoon. Three people fell overboard. The crash caused the boat to sink off the coast of Homestead. Authorities from Miami-Dade Fire Rescue and the Florida Fish and Wildlife Conservation Commission (FWC) arrived on the scene to assist. The three boat passengers...