Group life insurance is a common benefit offered by employers to provide financial security for employees and their families. This coverage is often contingent on employment, and employers are not legally required to maintain group life insurance policies indefinitely. However, employers must comply with standards laid out by The Employee Retirement Income Security Act of 1974 (“ERISA”). Below is...
A divorce decree can sometimes supersede a previously designated beneficiary on a life insurance policy. The outcome is influenced by state and federal laws governing the policy and whether the policyholder resided in a community property state. Expert life insurance lawyers can provide insights into how divorce impacts beneficiary designations. If your current or former spouse had life insurance...
If you have been on a cruise ship or commercial vessel, you likely walked on the ship’s gangway. A gangway is like any other part of a ship – it can cause an accident if it is not properly maintained, designed, or constructed. What makes a gangway particularly dangerous is the fact that it rises and falls with the...
The Jones Act is a cornerstone of U.S. admiralty law, providing a number of crucial protections for maritime workers. That said, navigating the intricacies of the Jones Act is no easy task. Fortunately, you don’t have to do so on your own. If you are a maritime worker who has sustained injuries while on the job, speak with the...
Being injured at sea can be physically, emotionally, and financially devastating. Medical bills add up, time off work takes its toll, and the pain and suffering complicate matters further. Seafarers deserve compensation for all of these difficulties. It is often difficult for people who work at sea to find help when their employer is not adequately compensating for injuries...
When faced with property damage in Florida, it’s crucial to understand the legal deadlines. Otherwise, you risk missing out on valuable compensation for repairs or replacement. The Florida statute of limitations for property damage typically stands at four years. Note this can vary based on the specific cause of action. Whether your claim stems from a natural disaster, construction...
If you have ever lived through an accident or disaster in Florida and filed a claim against your insurance policy, you know how complicated the process can be. Not only do you have to file your claim within the time limits specified by your policy, but you also have to navigate potential bad faith by your insurer. Your insurance...
With its extensive coastlines and beautiful waterways, Florida is a haven for boating enthusiasts. However, the high volume of boat traffic on these waters means accidents are bound to happen. It’s crucial to understand Florida’s boating accident laws and your rights in the event of an accident. Florida’s boating laws outline responsibilities, liabilities, and subsequent actions. Whether you’re seeking information...
Miami, Florida (October 18, 2023) — A boat crash at Black Point Marina prompted an emergency last Wednesday afternoon. Three people fell overboard. The crash caused the boat to sink off the coast of Homestead. Authorities from Miami-Dade Fire Rescue and the Florida Fish and Wildlife Conservation Commission (FWC) arrived on the scene to assist. The three boat passengers...
Homeowners insurance is a vital aspect of owning property. Most people know that their policy covers potential damage to their home or personal belongings. Still, many overlook the importance of Section II of a homeowners policy. This section covers personal liability and becomes crucial when someone gets injured on your property. Read on to learn more about your Section...