When Are You Permitted to Contest a Life Insurance Beneficiary? There is no hard and fast rule that states when a person can contest a life insurance beneficiary. The decision to contest is often situational. Has something happened that makes you believe a beneficiary designation is invalid? In many cases, things like a divorce, a will, a separation agreement,...
If you file an insurance claim, the provider may ask you to conduct an examination under oath. While this is a routine procedure, you don’t want to undergo this process without an attorney protecting your rights. Contact Johns Law Group, PLLC, to protect your interests and help you prepare for your examination. What Is it And How to Prepare Most...
Double indemnity is an insurance provision that doubles the payout in specific circumstances, usually in cases of accidental death. A double indemnity clause is a type of provision found in many life insurance and accidental death and dismemberment policies. This type of clause allows for additional payout in the event of an accidental death. However, insurance companies often make...
Boating is an essential commercial activity and a popular recreational activity in Florida. With all the boats in the state comes an unfortunate reality. In 2022, Florida had more boating-related deaths than any other state nationwide. Boating accident injuries in Florida are abundantly common and can have devastating effects. Understanding the most common causes of boating accidents can help...
The Jones Act contains provisions that protect commercial fishermen and merchant seamen while they perform their duties aboard maritime vessels. Jones Act maintenance and cure are two legal entitlements seafarers can use to help recover if injured at sea. Maintenance and cure place a legal responsibility on ship owners and employers to provide compensation for the living expenses and medical...
Jacksonville, Florida, and JAXPORT serve as an important port and point of operations for maritime activity along the strategically important St. Johns River. JAXPORT is the State of Florida’s largest container port and the nation’s second-largest vehicle-handling port, making it a critically important economic engine for North Florida. In addition to cargo handling, JAXPORT supports the cruise ship industry...
Popularly known as the Sunshine State, Florida offers residents a blend of sunny skies and coastal beauty. Yet when hurricane season rolls around, it poses significant threats, ranging from violent winds to toxic mold infiltration. If you sustained storm damage or experienced another incident that led to substantial property damage, you’re likely wondering about the property damage insurance claims...
Understanding how to prove a bad-faith insurance claim is crucial if you feel your insurance company handled your claim unfairly. To successfully argue a bad faith claim in Florida, you must demonstrate that the insurance company is responsible. Examples include intentionally denying or delaying valid benefit payments. Simply rejecting or denying a claim doesn’t necessarily constitute bad faith claims...
Passengers on cruise ships often find themselves in a new and unfamiliar environment. Cruise ships are in many ways floating cities with a large number of unique risks caused by its status as a vessel in navigation as well as providing accommodations to several thousand people in tight quarters. Cruise ships often have wet or slippery substances that passengers...
As a responsible person, you make sure you are properly insured in the event that you are involved in an automobile accident. Sadly, many individuals are not so responsible and often operate their vehicle with either no insurance or inadequate coverage. Fortunately, your automobile insurance policy may provide coverage for accidents caused by uninsured or underinsured motorists. UM/UIM coverage...