Many individuals are dependent on certain medication, treatments, or procedures for survival. This may be a chemotherapy drug, or surgery. But what happens if your health insurance company denies or suspends medical treatment that is not only necessary, but essential to your survival? Sadly, this is a scenario that we have seen play out before. Why Are Essential Medical...
Between May 26 and 27, 2023, the Carnival Sunrise transported more than 3,000 passengers from the Bahamas through a major storm system en route to Charleston, South Carolina. Carnival’s decision to transport passengers through the storm was made after receiving reports from the National Hurricane Center advising of gusty winds and other dangerous conditions off the Southeastern coast of...
Long-term disability benefits are typically paid each-month for a contractual period normally lasting somewhere between 5 and 10 years. While having your claim accepted is a relief, you may not be looking forward to relying on the insurance company in the years to come to pay your benefits each month. Some common concerns include the following: These are all...
On April 12, 2023, Fort Lauderdale, Hollywood, Dania Beach, and the surrounding areas were inundated with 26 inches of rain in what has been called a 1000 year rain event. The rain caused numerous people to be stranded, homes to be flooded, and substantial damage to numerous automobiles. Broward County schools were closed for multiple days and for several...
Hurricanes are unfortunate for many people living on the Gulf Coast in Louisiana and Texas. When a hurricane strikes, your house and surrounding property are at risk for severe damage. It’s essential to know the coverage on your insurance policy and what steps are needed to file an insurance claim after a hurricane. After a hurricane, an insurance claim...
The attorneys at MyInsuranceCase represent people and businesses in disputes with insurance companies. Often times, we are called upon to assist people with complicated insurance coverage issues. In one recent case involving Mississippi policyholders, Jeremiah Johns and Pete Stokes obtained a significant settlement in a residential fire claim. The insurance company had dragged out its investigation of the claim...
After devastating damage to your home and property, you want to rely on your insurance adjuster to give you a fair estimate of your losses. Many people accept severely underpaid offers, leaving a homeowner without the money to rebuild the unexpected damage. After you have filed a claim with your insurance company, they will send insurance claim adjusters to...
In Texas, there are situations where a life insurance company may rescind a policy. This means that the life insurance company not only denies a claim, but that it asserts that the policy will not be honored. Rescission is different from cancellation. Cancellation normally arises when premiums are not paid and the coverage lapses. Insurance companies normally seek to...
The process of rebuilding following a major natural disaster involves many tricky and nuanced legal issues. We are all aware of the important role that property insurance plays in helping us rebuild. Just as important are the contractors that get the work done. Hurricane Ida has brought a large influx of out-of-state contractors into Louisiana. The plain truth is...
WHEN ARE YOU PERMITTED TO CONTEST A LIFE INSURANCE BENEFICIARY? There is no hard and fast rule that states when a person can contest a life insurance beneficiary. The decision to contest is often situational. Has something happened that makes you believe a beneficiary designation is invalid? In many cases things like a divorce, a will, separation agreement, criminal...