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Group life insurance is a common benefit offered by employers to provide financial security for employees and their families. This coverage is often contingent on employment, and employers are not legally required to maintain group life insurance policies indefinitely. However, employers must comply with standards laid out by The Employee Retirement Income Security Act of 1974 (“ERISA”). Below is...
A divorce decree can sometimes supersede a previously designated beneficiary on a life insurance policy. The outcome is influenced by state and federal laws governing the policy and whether the policyholder resided in a community property state. Expert life insurance lawyers can provide insights into how divorce impacts beneficiary designations. If your current or former spouse had life insurance...
If you have been on a cruise ship or commercial vessel, you likely walked on the ship’s gangway. A gangway is like any other part of a ship – it can cause an accident if it is not properly maintained, designed, or constructed. What makes a gangway particularly dangerous is the fact that it rises and falls with the...