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Group life insurance offered through a job is a valuable employee benefit, but it is generally tied directly to employment. If your employer decides to end the group life insurance policy, there are important consequences and options you need to understand. 1. Coverage Ends When the Plan Is Terminated When an employer cancels the group life insurance policy or...
A divorce decree can sometimes supersede a previously designated beneficiary on a life insurance policy. The outcome is influenced by state and federal laws governing the policy and whether the policyholder resided in a community property state. Expert life insurance lawyers can provide insights into how divorce impacts beneficiary designations. If your current or former spouse had life insurance...
If you have been on a cruise ship or commercial vessel, you likely walked on the ship’s gangway. A gangway is like any other part of a ship – it can cause an accident if it is not properly maintained, designed, or constructed. What makes a gangway particularly dangerous is the fact that it rises and falls with the...