On April 12, 2023, Fort Lauderdale, Hollywood, Dania Beach, and the surrounding areas were inundated with 26 inches of rain in what has been called a 1000 year rain event. The rain caused numerous people to be stranded, homes to be flooded, and substantial damage to numerous automobiles. Broward County schools were closed for multiple days and for several...
Hurricanes are unfortunate for many people living on the Gulf Coast in Louisiana and Texas. When a hurricane strikes, your house and surrounding property are at risk for severe damage. It’s essential to know the coverage on your insurance policy and what steps are needed to file an insurance claim after a hurricane. After a hurricane, an insurance claim...
The process of rebuilding following a major natural disaster involves many tricky and nuanced legal issues. We are all aware of the important role that property insurance plays in helping us rebuild. Just as important are the contractors that get the work done. Hurricane Ida has brought a large influx of out-of-state contractors into Louisiana. The plain truth is...
For insurance and legal purposes, hurricanes are not accidents. They are dangerous wind and water events that can cause massive damages. On Thursday, August 27, 2020, Hurricane Laura made landfall and caused $14 billion in damages near southwestern Louisiana and southeastern Texas near the Gulf of Mexico. If the hurricane damaged your property, your insurance company must address your...
You are hanging around your house when a process server knocks on your door and serves you with a Complaint for Interpleader. You may ask, what is this? What must I do next? Will this just go away? It will not just go away. The good news, you have been named as a party because you may be owed...
A life insurance policy is a contract between your insurance company and you, the policyholder. While the benefits of life insurance are clear, there is always a risk that a claim is denied because the information is omitted from an insurance application. To offset this risk, the Texas Legislature and most other states have enacted a law requiring all...
Having your long-term disability claim denied can be stressful and confusing. If this is an issue you are dealing with, you should take heart in the fact that most long-term disability claims are denied. This should not be surprising. Insurance companies make money by denying claims. WHAT IS THE NEXT STEP? You are likely required to file an administrative...
If you are injured by the negligence of another person, their insurance company is usually responsible to pay for your injuries. However, sometimes an insurance company refuses to settle for a reasonable amount, even when their liability is clear. If this happens to you, an experienced personal injury attorney can help you pursue a third-party bad faith claim against the insurance...
In Texas, insurance companies owe a wide range of duties to their policyholders aimed at ensuring claims are promptly adjusted and settled in a fair manner. An insurance company that breaches these duties can be liable to the policyholder for additional damages, penalties, and attorney’s fees. The reason insurance companies are so closely regulated is the inherent advantage they...
One of the leading injuries, if not the leading injury of car accident victims, is whiplash. In fact, whiplash injuries affect more than one million people in the United States every year. To make matters worse, whiplash victims must also frequently deal with insurance companies like State Farm after their accident. If you have sustained whiplash injuries in a...